diff --git a/spring-jdbc/src/main/java/org/springframework/jdbc/core/metadata/TableMetaDataContext.java b/spring-jdbc/src/main/java/org/springframework/jdbc/core/metadata/TableMetaDataContext.java
index bf69f2f7c4af..726fd06b1d27 100644
--- a/spring-jdbc/src/main/java/org/springframework/jdbc/core/metadata/TableMetaDataContext.java
+++ b/spring-jdbc/src/main/java/org/springframework/jdbc/core/metadata/TableMetaDataContext.java
@@ -350,7 +350,7 @@ public String createInsertString(String... generatedKeyNames) {
 				throw new InvalidDataAccessApiUsageException(message);
 			}
 		}
-		String params = String.join(", ", Collections.nCopies(columnCount, "?"));
+		String params = "?" + ", ?".repeat(columnCount - 1);
 		insertStatement.append(params);
 		insertStatement.append(')');
 		return insertStatement.toString();